Yes, I want to try the Live Richer Academy risk free!

Learn how I went from life as a preschool teacher in $300K debt to running a 7-figure brand that I absolutely love! 

Aren’t you ridiculously tired of bouncing around random web classes and internet searches to get your entire life together? The Live Richer Academy™ is your one-stop shop...a customized pathway to financial freedom! 

The Budgetnista has been seen on...

The Live Richer Academy will give you access to the tools and resources you need to achieve financial freedom on your own terms.

There’s an entire community of people just like you that have found success using the Live Richer Academy!

Hear What Our Members Are Loving… 


"I am no longer dipping into my bank accounts."

I was spending money I didn't have. I was overdrafting. I was losing money. I wasn't saving like I should. I learned how to establish different online bank accounts. I am no longer dipping into my bank accounts. If you want to learn to change your life financially, join the Live Richer Academy.


 "I was able to buy my own home. I wish more people like me had this information."

When I grew up, we saw our mom pay the bills, but she didn't explain to us where the money came from, how to pay the bills or anything about money and credit. Through the Budgetnista, I learned about credit, budgeting, savings and loans. Through budgeting, I was able to buy my own home. I wish more people like me had this information.

Liver Richer Academy Denetra Testimonial


"Never did I expect my whole life to be changed!"

I have no words that could come close to the way I feel about Tiffany and this platform she created! Never did I expect my whole life to be changed! Now I understand the name: dream catchers/dream builders. I am finally excited and inspired by all of you to get my life together. At 50. (ish lol) I finally see it’s possible! Thank you so much Tiffany for stepping in God’s plan for you to bring me to where I need to be.

Live Richer Academy Nadia Testimonial


 "I increased my credit score by about 60 points and got exactly the car I wanted."

Since I became a Dreambuilder, I paid off two credit accounts, lowered my credit usage from 40% to below 10%, and thus increasing my credit score by about 60 points. I did save a lot of money some of which I was going to use as a down payment but because my credit was so good, I received a favorable rate from my credit union for no money down. I used the pre-approval from the bank to walk into the car dealerships. They worked with me to fit my budget and get exactly the car I wanted.

Inside Live Richer Academy

Come for finance...stay for community.

More “Random Training” is not the answer! I cracked the code and can finally offer you a clear and “preschool teacher” simple start-to-finish path to your very best life!  

Your Live Richer Academy Membership

  • You’ll receive access to over 50+ top financial experts walking you through every stage of your journey to live richer: from mindset, to financial fundamentals, to major life events, to business, to investing, to estate planning and protections, to a fulfilling life post-retirement and more! We always welcome your suggestions!


  • Gain clarity and transform your life with a financial freedom plan, designed to take you from where you are, to where you want to be!


  • Help for every type of student learner: live sessions, pre-recorded classes, easy tasks, worksheets and more!


  • An amazing customer support team I call the “Unicorn Squad” for program and technical guidance!

  • Access to a private FB community and 23,000+ new friends to cheer you along your journey!

  • Exclusive offers and discounts found only inside the Academy!

Courses Include...

  • Healing Your Relationships with Money  
  • Buying A Home While Managing Student Loan Debt 
  • How To Get Over The Down Payment Hurdle When Buying A Home  
  • Building Boundaries with Family Member  
  • Student Loans: What Every Borrower Should Know  
  • 22 Ways to Master Your Taxes  
  • How To Prepare for Job Loss  
  • How To Raise Financially Fit Kids
  • Tax Free Retirement & Guaranteed Lifelong Income 
  • How Pay Off Debt and Increase Your Score
  • Affordable Real Estate Investing  
  • 22 Day Stock Intensive  
  • Meal Prepping On A Budget  
  • How To Get Paid To Be A Speaker  
  • How To Write, Sell And Market Your Book  
  • How To Get Your Name, Brand or Business in the Press  
  • How to Start A Home Based Business  
  • How to Get Funding And Grants For Your Non-Profit
  • Estate Planning: How To Keep Your Money In The Family

And more...

**Please Note: The Live Richer Academy coursework can be worked on at your own pace and we’ll always have something new to offer you no matter what financial stage you’re in right now. This isn’t a’s a journey!

Meet Tiffany Aliche

Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 bestselling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.  

Since 2014, The Budgetnista’s LIVE RICHER Challenge movement has helped over 1 million women from 100+ countries, by inspiring and empowering them to achieve their financial goals.  

Her financial advice has also been featured in The New York Times, the TODAY show, Good Morning America, CNN, TIME, and FORBES.  

She also blogs about personal finance for The Huffington Post and co-hosts an award-winning podcast, Brown Ambition.  

In 2019, Tiffany helped create a law requiring financial literacy education in middle schools in New Jersey.

Learn more about Tiffany "The Budgetnista" here:

What Our Members Are Saying... 

Live Richer Academy Jeri Testimonial


"LRA is soooo necessary, valuable, and important for our community"

I learned that many women, especially Black women/women of color, we are taught that deprivation, suffering, and martyrdom is a good quality, a sign of strength, which makes us a better person for being able to do without or do with less. This is false. Great lesson, right on time, and it's just another example of why LRA is soooo necessary, valuable, and important for our community. I'm so grateful to be here.  

Live Richer Academy Brandy Testimonial


"I purchased my first home, decreased my student loans & paid off my credit card debt"

By applying what Tiffany has shared through this online community, the LRA, and the LRC, I have been able to: (1) purchase my first home, (2) get promoted and significantly increase my income, (3) increase my savings, (4) Decrease the principal balance on my student loans, (5) pay off my car, (6) pay off all my credit card debt, (7) Maintain an 800+ credit score, (8) pay my daughter's private school tuition, (9) budget and save for vacations without incurring any debt, (10) purchase life and disability insurance, and soon... (11) get my estate planning in order.  

Live Richer Academy Danita Testimonial


"I would have never thought I'd be so into finances."

At 26 years old, I would have never thought I'd be so into finances or even thinking about my future so hard. Well, really everyday!! I've paid my credit card down earlier than I ever intended to. I'm also in the Live Richer Academy (woot woot) and that's an amazing experience by far! I've learned so much stuff being apart of that. Everyday, I'm blooming into the woman I dream to be and I thank u from the bottom of my heart.

Live Richer Academy Sheryl Testimonial


"This is a BIG step towards my job hunt."

I just wanted to send a big "THANK YOU!" to Elle Jay (Live Richer Academy Resume Genius) for her help with my resume. Prior to your consultation, I did not receive any responses for months... Today, I can say that I have been receiving responses and requests to discuss the positions further. This is a BIG step towards my job hunt. Just wanted you to know that you were on point and I appreciate you!!!  

Frequently Asked Questions 

How is Live Richer Academy different from any other membership? Live Richer Academy is an experience! We provide the knowledge, access, and community you need to be successful. This includes access to over 50 financial experts and a variety of courses. You have input and control over what you learn. Make a suggestion and we’ll make it happen!  

When do I take the Courses?
Access is granted immediately after enrollment. Check your inbox for an email titled, "Welcome to Live Richer Academy". This email will include steps on how to access your membership. You’re in control! Courses are available 24/7...whenever, wherever!

How much time do I need to commit? Live Richer Academy works when YOU work! The Live Richer Academy coursework can be completed at your own pace.  

How long will I have access?
It’s up to you! Members have access for as long as their payments are current. If you join as an Annual or Bi-Annual member, you can downgrade your membership at anytime so it fits your budget!  

What is the refund policy?
Bi-Annual and Annual members have 30 days to cancel for a partial refund (Full amount - $29.99). Monthly members can request a refund within the first 30 days of enrollment. All members can request to cancel at anytime to prevent future payments.

What type of payments do you accept?
We accept all major credit cards (Visa, Mastercard, and American Express). Payments are processed in USD currency. 

What if I have another question not listed here?

Send us an email at

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Full Price: $249.99

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Full Price: $499.90

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Note: Each membership package is recurring and includes access to all Live Richer Academy courses, past, present, and future. 6-month and annual memberships are paid in full upon registration.  

Join Risk Free: Because there are no contracts, you can cancel at any time.

Enroll with a 6-month and 1-year subscription and your membership will be risk free with our 30-day money back guarantee!

You're also backed by our 30-day, money back guarantee with our 6-month and annual memberships!

More Testimonials 

Live Richer Academy Leah Testimonial


"My LLC paperwork is in the works and I'm getting close to being a business owner."

Since taking the small business intensive with the amazing Sandy Smith, I have been on my grind getting my brand together. My website is almost done. I'm launching my first of 3 Unapologetically Me t-shirts to go with my book Unapologetically Me. The shirt launches tomorrow and now that I'm a certified life coach I've decided to focus my coaching to work with aspiring authors. My LLC paperwork is in the works as well. I'm getting close to being a business owner and I owe it all to you dream builders and Tiffany O. Aliche.  

Live Richer Academy Judy Testimonial


"Being able to help my family whom are Spanish speakers is a blessing."

Proud and grateful of being part of this awesome English speaking community and being able to help my family whom are Spanish speakers is a blessing. Thank you, Tiffany, the Unicorn Squad and the DBS who support the program.